Most of us have been grieving for a very long time about the lacklustre performance of our mutual fund portfolios and the sentiment I am hearing from clients is that it is time to say our goodbyes to this product and bury them. Many experts think that it will likely be a long time before mutual funds come back to….

As the Tax Free Savings Account (TFSA) moves into its third year of existence the amounts that one can invest is becoming more meaningful and will continue to do so. As cumulative contribution limits increase so does the opportunity to avoid more income tax on investment income. Simply put, if you have two identical investments, one in a TFSA and….

Given the instability of the equity markets in recent memory and considering the extremely low interest rates being paid to depositors at financial institutions a comment that has become prevalent by investors is “I’ve been saving for a number of years but with no growth”. A number of obvious factors such as declining markets, inflation, taxation, job security  and low….

  As the Tax Free Savings Account (TFSA) moves into its third year of existence the amounts that one can invest is becoming more meaningful and will continue to do so. As cumulative contribution limits increase so does the opportunity to avoid more income tax on investment income. Simply put, if you have two identical investments, one in a TFSA….

Given that the fall has arrived and the students are headed back to their studies, I thought it would be beneficial to bring some awareness to the use of credit by this group. University and college students have a lot on their plates–studying, part-time jobs, dating and many other social and family responsibilities. They focus on all these things but….

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